The FREE Enhanced Annuities Search Service
You'll only get the one chance to buy your pension annuity. Once it's bought you can't change your mind. It is therefore of the upmost importance to get it right first time.This is where our team of annuity "insiders" will help you. We will search the annuity providers' systems using specialist software aiming to ensure that we get you the highest income possible.
Receive extra retirement income with an Enhanced Annuity
If you have a problem with your health, no matter how minor you think it is, it's very important that you tell our team of enhanced annuity specialists about it. You will stand a much better chance of achieving a greater annual income during your retirement.This also applies if you take any form of medication or smoke 10 or more manufactured cigarettes or use 85mg of rolling tobacco a day. Additionally you may receive an increase in income dependent on your previous occupation and, based on your postcode, where you live.
What if I'm in relatively good health?
Many believe they have to suffer from a serious medical condition such as heart disease, stroke or cancer to receive extra cash in retirement.This is not always the case. What you may perceive to be a relatively unimportant complaint may substantially increase your retirement income. A high cholesterol count for instance may make a difference.
Why do annuity providers pay extra income?
Some pension annuities, called "Enhanced Annuities" or "Impaired Annuities", pay more than standard annuities because those in better health tend to have a longer life expectancy than those who aren't in good health.Annuity providers are aware of this and are therefore able to afford to pay out higher incomes to those who their statistical tables tell them won't live as long as others.
Wherby being older, in poor health or a smoker is "good" news
Take for instance an example of a smoker. As a regular smoker he or she may already be entitled to receive a higher income, but also, dependent on their age, they may receive further enhanced annuity rates of up to 30% above standard level annuity rates, i.e. if normally they would expect to receive ?1,000 as a non smoker, they might receive as much as ?1,300 as an older smoker and even more if they have a particular medical condition.So basically, it actually pays to be a smoker, older and in poor health. In fact if you have one of almost 1500 health conditions such as being overweight, high cholesterol, asthma, high blood pressure, heart problems etc., make sure you mention this to your adviser.
Enhanced Annuity advice is at hand
A professional adviser will compare enhanced annuity rates helping you to ensure that you maximise your pension annuity income. The'll explain what options are available to you, advise on transferring existing pensions and on investing your tax free pension cash.They'll of course also help with all the form filling which will help to make sure that your paperwork is processed quickly, smoothly and efficiently.
When seeking impartial advice on choosing the right enhanced annuity option that suits your risk profile and circumstances, ensure that the advice is not biased. Many providers, including some banks and building societies can not advise on the annuity products of their competitors.
It's a simple process, start now...
Don't worry, there's absolutely no obligation to proceed. Our enhanced annuity specialists will provide comparisons FREE OF CHARGE. ANNUITY PROVIDERS
