Our team of annuity "insiders" will help you. We will search the annuity providers' systems using specialist software aiming to ensure that we get you the highest income possible. We can also help you with alternatives to annuities such as income drawdown.
A selection of our annuity and pension drawdown providers:
Receive extra retirement income with an Enhanced Annuity
It is estimated that up to 40% of the UK population could boost their pension income with an "enhanced annuity". If you have a problem with your health, no matter how minor you think it is, it's very important that you tell our team of enhanced annuity specialists about it. You will stand a much better chance of achieving a greater annual income during your retirement. This also applies if you take any form of medication or smoke 10 or more manufactured cigarettes or use 85mg of rolling tobacco a day. Additionally you may receive an increase in income dependent on your previous occupation and, based on your postcode, where you live.
What if I'm in relatively good health?Many believe they have to suffer from a serious ailment such as heart disease or cancer to receive extra cash in retirement. This is not always the case. What you may perceive to be a relatively unimportant complaint may substantially increase your retirement income. A high cholesterol count for instance may make a difference.
Why do annuity providers pay extra income?Some pension annuities, called "Enhanced Annuities" or "Impaired Annuities", pay more than standard annuities because those in better health tend to have a longer life expectancy than those who aren't in good health. Annuity providers are aware of this and are therefore able to afford to pay out higher incomes to those who their statistical tables tell them won't live as long as others.
Whereby being older, in poor health or a smoker is "good" newsTake for instance an example of a smoker.As a regular smoker he or she may already be entitled to receive a higher income, but also, dependent on their age, they may receive further enhanced annuity rates of up to 30% above standard level annuity rates, i.e. if normally they would expect to receive £1,000 as a non smoker, they might receive as much as £1,300 as an older smoker and even more if they have a particular medical condition. So basically, it actually pays to be a smoker, older and in poor health. In fact if you have one of almost 1500 health conditions such as being overweight, high cholesterol, asthma, high blood pressure, heart problems etc. you may qualify for a higher annuity.
Enhanced Annuity help is at handA professional financial specialist will compare annuity rates helping you to ensure that you maximise your pension income. They will also explain what other options are available to you such as income drawdown, advise on transferring existing pensions and on investing your tax free pension cash. They'll help with the forms to ensure that your paperwork is processed quickly, smoothly and efficiently.
It's a simple process, start now...There's absolutely no obligation to proceed.Our enhanced annuity specialists will provide comparisons FREE OF CHARGE and also help you with annuity alternatives such as income drawdown.