Enhanced Annuities

The Enhanced Annuity

Enhanced Annuity Specialists

Our team of annuity "insiders" will help you. We will search the annuity providers' systems using specialist software aiming to ensure that we get you the highest income possible. We can also help you with alternatives to annuities such as income drawdown.

    Enhanced Annuities

The FREE Enhanced Annuities and Income Drawdown Search Service

This service is brought to you by Retirement Solutions (UK) Ltd. We are Financial Conduct Authority (FCA) registered annuity and income drawdown specialists and one of the UK's best known retirement income experts.

A selection of our annuity and pension drawdown providers:
Aegon Drawdown Aviva Drawdown Axa Drawdown Canada Life Annuities Fidelity Drawdown Friends Life Drawdown Funds Network Drawdown Just Retirement Annuities Legal and General Drawdown LV Drawdown Metlife Drawdown MGM Annuities Old Mutual Drawdown Partnership Annuities Phoenix Drawdown Pru Drawdown Royal London Drawdown Scottish Widows Drawdown Standard Life Drawdown Zurich Drawdown


Receive extra retirement income with an Enhanced Annuity

It is estimated that up to 40% of the UK population could
boost their pension income
with an "enhanced annuity".

If you have a problem with your health, no matter how minor you think it is, it's very important that you tell our team of enhanced annuity specialists about it. You will stand a much better chance of achieving a greater annual income during your retirement.

This also applies if you take any form of medication or smoke 10 or more manufactured cigarettes or use 85mg of rolling tobacco a day. Additionally you may receive an increase in income dependent on your previous occupation and, based on your postcode, where you live.

What if I'm in relatively good health?

Many believe they have to suffer from a serious ailment such as heart disease or cancer to receive extra cash in retirement.

This is not always the case. What you may perceive to be a relatively unimportant complaint may substantially increase your retirement income. A high cholesterol count for instance may make a difference.

Why do annuity providers pay extra income?

Some pension annuities, called "Enhanced Annuities" or "Impaired Annuities", pay more than standard annuities because those in better health tend to have a longer life expectancy than those who aren't in good health.

Annuity providers are aware of this and are therefore able to afford to pay out higher incomes to those who their statistical tables tell them won't live as long as others.

Whereby being older, in poor health or a smoker is "good" news

Take for instance an example of a smoker.

As a regular smoker he or she may already be entitled to receive a higher income, but also, dependent on their age, they may receive further enhanced annuity rates of up to 30% above standard level annuity rates, i.e. if normally they would expect to receive £1,000 as a non smoker, they might receive as much as £1,300 as an older smoker and even more if they have a particular medical condition.

So basically, it actually pays to be a smoker, older and in poor health. In fact if you have one of almost 1500 health conditions such as being overweight, high cholesterol, asthma, high blood pressure, heart problems etc. you may qualify for a higher annuity.

Enhanced Annuity help is at hand

A professional financial specialist will compare annuity rates helping you to ensure that you maximise your pension income.

They will also explain what other options are available to you such as income drawdown, advise on transferring existing pensions and on investing your tax free pension cash.

They'll help with the forms to ensure that your paperwork is processed quickly, smoothly and efficiently.

It's a simple process, start now...

There's absolutely no obligation to proceed.

Our enhanced annuity specialists will provide comparisons FREE OF CHARGE and also help you with annuity alternatives such as income drawdown.

Complete Your FREE Enhanced Annuity and Income Drawdown Enquiry
Annuities and DrawdownCONFIDENTIAL: Your privacy is important to us, we have a strict
confidentiality policy and do not share your contact details.

Approximate pension fund if known
Phone number
Work phone number
Mobile phone number
Email address
Any comments, questions or feedback?
Get whole of market annuity comparisons directly from a Financial Conduct Authority (FCA) registered specialist now

Authorised and Regulated by the Financial Conduct Authority. FCA No. 483817.